Get Your Real Rate and Payment

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What are quoted vs. real rates? There are two types of mortgage rates: quoted and real. Real rates are far more accurate. Learn more about real rates and how you can ensure you have received a real rate from a lender.

How Cofedbank Helps You

  1. Mortgage Specialists: We're a bank that specializes in mortgage loans, and we have hundreds of niche loan programs available so that you get the best loan for your specific needs.
  2. We'll Be There for You: Many people are worried about finding a mortgage lender that will be here next month. Don't worry. We're an FDIC insured federal savings bank, and we're not going anywhere.
  3. Streamlined Process: Everything is done in-house so this makes the process easier and quicker for you.
  4. No Fee Option: Keep more cash in your pocket.
  5. Same-Day Approvals: Our automatic-approval system enables you to receive a loan approval letter the same day which you can give to your real-estate agent and start shopping for a home.
  6. Guaranteed On-Time Closings: We guarantee that we'll close your loan by your closing date, or we'll pay you $300.
  7. Federally Regulated: You can plan reliably knowing that our rates are real and accurate.